Status
Employed persons
Valid identification document
Identity card or passport
Certified certificate of employment
Or payslips for the last three months
Our services · Loans
Credit for performing a payment transaction
List of documentation for loan approval and placement — clear and straightforward, for employed and retired persons.
Employed & retired
Two clear documentation lists.
Clear documentation
Know exactly what to submit.
Representative example
Available to download.
PaySpot ME · Loan application
In review
Approved
Applicant
Employed person
0/4 docs
Identification document
Attached
Certificate of employment
Attached
Administrative ban
Attached
PEL form
Attached
APPROVED
Application approved
Ref. — — — · today
Illustrative preview of the documentation flow.
Documentation
List of documentation for loan approval and placement
Prepare your documentation according to your status.
Status
Retired persons
Valid identification document
Identity card or passport
List of suspensions
Administrative ban
PEL form
Documentation
Representative example & documentation list
Step by step
How to get a loan
From documentation to placement — simple and transparent.
Prepare documentation
Gather your documents according to your status — employed or retired.
Visit a location
Come to the nearest PaySpot ME location with your prepared documentation.
Assessment & approval
Your application is processed, and approval follows once the documentation is checked.
Loan placement
After approval, the loan funds are placed in accordance with the agreement.
Locations
Find the nearest location or become our agent
The PaySpot ME network of locations across Montenegro is at your disposal.